Todd Stogner: Most creditors or landlords look at the actual credit report. Scores are really only pre-screening tools. The actual report shows what kind of debt and how you pay ... info used to make decisions.
Raleigh Lufkin: The credit score is often the determining factor when it comes to getting approved for a loan or mortgage. For those who do get approved, the score can determine the interest rate that is charged. Having a score just two small points below the threshold for the best rates can cost an individual thousands of dollars. Following some tips for raising your credit score will help prevent that from happening. Raising the score takes time and any attempts at quick fixes can easily backfire. The key is for an individual to practice responsible credit management over a long period. There are online calculators, including one provided by FICO, one of the major entities that determine credit scores. Reviewing these tools will illustrate just how much ! money individuals can save by improving their credit scores....Show more
Tobie Oshea: the credit reports, a score doesn't tell them the amount of debt or what it's for.
Eva Lichlyter: Generally, they do both. When I'm screening applicants, I look at the credit history only if the score is average. Usually when the credit score is good, the credit history is also better.
Raul Lushbaugh: Credit reports. The only time they would request a credit score is if you are applying for a mortgage
No comments:
Post a Comment